Our Story
Practical External Help
Originally conceived in 2010 ‘Your Financial Footprint’ is the evolution of the Footprint Group's aspirations to bring a new type of partnership consulting to the finance sector.
Behavioural Economics
Though recently enjoying an increase in profile (mainly thanks to the Financial Conduct Authority and the Government’s Behavioural Insights Department), we were early to the game in identifying the synergies in neuroscience and behavioural science with business practice.
Its influence in management theory, and critically sales, has proven to be transformative to our clients.
Your Financial Footprint is the result of the distillation of the key learnings across different industries and sectors, being applied to the very specific world of financial services. Whether it is 'attitude to risk' or your decision making when choosing a provider or new member of staff, there are significant implications in this sector which overwhelmingly affected by behavioural economics.
The Hub
We're all busy. Development of your business can be time consuming and difficult to schedule within daily activities. It's easy to let it slide.
For this reason, a key focus of Your Financial Footprint is to provide access to services in a way which promotes practical development within a realistic working environment. To support this, Murray (who is our Platform Services guy) has been working to provide online access to critical tools, templates, guides, videos and messaging services. This enables much wider consumption of our collateral and availability of consultants to you.
Mark Pittaccio
Mark is known for his breadth of industry knowledge and ability to help advisers run and grow excellent businesses. He built his own IFA practice before holding several high profile, board and senior positions in adviser networks and discretionary fund management.
He has gained the Investment Management Certificate, holds Certified Financial Planning status and an Open University Degree.
Currently Mark is studying for a Masters degree in Behavioural Economics at City, University of London to better understand how advisers can help their clients to make and commit to better financial decisions.
Mark has also enjoyed success as a rugby coach and cyclist and has a reputation as an entertaining and engaging speaker
Mike Simpson
Mike has over 30 years of experience in helping business develop and grow. He has enjoyed significant success in sales, sales management, operational management, senior management, business consultancy and leader/business owner coaching.
His expertise is in analysing and improving a firm’s culture, its leadership and its management to build better outcomes for business owners, their employees and clients.
Mike combines the established, tried and tested practices and techniques with leading-edge thinking. He never loses sight of the need to produce tangible improvements in outcomes for business owners, their people and their clients.
Dan Jordan
Dan has over 30 years of experience in all areas of Financial Services Distribution and is known for his strategic insight and leadership roles as Managing Director in a listed financial advice network and well-known SIPP and SSAS provider.
He has a wealth of experience giving him the insight to readily identify opportunities (and inefficiencies) within businesses. The main drivers of his success being his ability to work with owners, shareholders, advisers and support staff to deliver positive change, growth strategies and enhanced consumer outcomes.
Of particular note, is his experience of mergers and acquisitions giving him a unique perspective on structuring businesses for future succession strategies and successfully integrating and aligning acquired businesses.
Outside of work Dan enjoys challenging himself physically though various running, cycling, triathlon and CrossFit events.
Robert Poulten
Robert has over 35 years of experience in client and customer development. This has included front line sales and business development roles, and establishing and growing national sales and service teams and their support operations.
Robert has also worked extensively on product and proposition development, and on board/partnership level roles shaping overall strategy and business planning.
These roles have been in the retail financial services and IT sectors. Robert has worked mostly with smaller high growth divisions of larger international corporates, and younger independent firms ambitious to achieve strong growth. Robert has many years experience in both line management and independent consulting capacities. This allows him to connect soundly based theory and experience with driving through practical implementation.
Paul Young
Paul is known in the financial services industry for his ability to recruit, build, develop and lead profitable and successful sales teams. Having held Area, Regional and National Sales Director roles, winning numerous awards for both personal and team performance, he moved on to leading a Business Consultancy team. That provided the spark to start his own business and has successfully partnered with Colin Fenn to offer a range of proven and leading edge services across a variety of sectors to many global well know organisations. Paul has also led change initiatives across a variety of businesses
Jon-Michel Spokes
Jon-Michel has 20 years experience in Leadership, Financial Planning, Mortgages and integration of technology solutions.
He has extensive experience of nurturing committed client relationships while navigating regulatory change. Specialisms in integrating enhanced processes and systems designed to maximise efficiency and value. He approaches regulatory change pragmatically, leading to enhanced value and client satisfaction.
His degree in physics embedded resilience, complex problem solving, experimentation and end-to-end impact analysis. He embraces the opportunity to pioneer new technology and to enhance business propositions.
Outside of work his hobbies are playing guitar, gardening, cooking and yoga.
Karl Dines
Karl Dines is a highly experienced business consultant with over 35 years in financial services, specialising in regulatory compliance and proposition development. He is widely regarded for his expertise in charging models, Centralised Investment and Retirement Propositions (CIPs and CRPs), and Consumer Duty, helping advisory firms transform compliance into strategic opportunity. Karl’s background includes senior roles at major pension, SIPP, SSAS, and platform providers, as well as leading a consultancy division focused on regulatory advice and proposition design. In 2024, he founded Open Door Policy, an independent firm supporting advisory businesses and financial organizations with charging structures, value assessments, and proposition development, alongside bespoke training and product support. Outside of his professional achievements, Karl is an enthusiastic guitarist, with a diverse collection of instruments in his home office—ranging from Firebirds and Les Pauls to Stratocasters and Jazzmasters—much to the amusement of his wife, Wendy
Steven Wallace
Steven Wallace is an accomplished Implementation Consultant with over three decades of experience in financial services. Steven brings expertise in customer relations, strategic consultancy, and business transformation. His career includes senior roles in operations, sales, and consultancy, notably serving as Director of Strategic Accounts for the UK’s largest annuity intermediary, where he led key partnerships and regulatory propositions. Steven excels in change management, proposition development, leadership coaching, and stakeholder training. He holds a Cert PFS Diploma Level qualification and is known for developing turnkey solutions for SMEs, as well as coaching and financial education. Beyond work, Steven is an avid runner, football coach, and enjoys cooking, entertaining, and family walks with their cockapoo.
Richard Barrett
Richard Barrett is an experienced executive coach with a strong background in financial services, banking, and building societies. He specialises in leadership development, people strategy, operational improvement, and driving performance in regulated environments. Richard’s expertise includes team dynamics (Hogan, DISC), inclusive thinking (Time to Think), and mental health in the workplace.
He has held senior positions at OSB Group as Group Head of People Development and at Saffron Building Society as Operations Director, leading cultural change and FCA-regulated sales teams. He also established an IFA business, enhancing wealth and mortgage services.
Richard is accredited in Hogan, DISC, and Time to Think methods, holds a CIPD Level 7, Advanced CeMap, DipFA, and is a Mental Health First Aider. Outside work, he enjoys music, sports, gardening, and family life, bringing a holistic, people-focused approach to his consultancy.
Murray Lohoar
Murray is known for his abilities in connecting business with the technology it needs. With a broad experience of technology deployments across finance, utilities and telecoms industries he specialises in distilling business needs into practical action plans for change. His understanding of how technology impacts both multi-million dollar programmes of change and early stage start-ups enables him to resolve down onto pragmatic technology solutions quickly.